Investments

Choosing the right investment is never easy. This is a complicated area where you’ll need professional advice and guidance more than ever. You’ll need to consider:

Tax efficiency is often a primary concern and you’re probably aware of the tax breaks that have been granted to certain investments. In particular Individual Savings Accounts (ISA’s) can provide tax free income and tax efficient growth, but the amount that you can invest is restricted.

ISA’s can invest in different assets which suit your risk profile from cash to shares. You can put £5,340 into a cash ISA but up to £10,680 in an Equity ISA. There are so many different ISA funds available it can give you a headache. Let us relieve the tension and help select the one most appropriate for you.

National Savings are another option. They provide some low risk savings bonds that can meet some people’s needs, but if you want a higher return you might consider: Distribution Bonds, Commercial Property Bonds, Managed Bonds or Equity Bonds.

At MJB we can combine our expertise with the latest technology for Portfolio Planning, Fund Selection and Asset Allocation to deliver your unique portfolio package.